“Get well first” is a phrase that sounds caring and considerate when spoken by an insurance company. At first glance, it seems to show concern and goodwill. However, in reality, it is nothing more than a deceptive tactic designed to delay compensation payments to victims. When an insurance company tells you to “get well first”, it is not out of genuine concern for your health, but rather an attempt to stall and avoid immediate settlement.
Insurance or a Ghost? Victims Fooled by “Get Well First” Three Times
Case 1
This victim was severely injured in February 2021 when another driver rear-ended their vehicle. The insurance company immediately expressed “concern” and told the victim to “get well first.” The victim was seriously injured, suffering a fractured tailbone, and had to stay in the hospital for more than a week. Even after being discharged, they needed more than two months of home recovery.
Case 2
The victim further revealed that during their hospitalization, the insurance company never contacted them again. After initially saying “get well first,” the insurer went completely silent. The victim waited in vain but eventually had to reach out to the insurer themselves despite still being in pain and recovery. When they finally managed to meet at a police station, the insurance company repeated the same phrase: “get well first.” Believing the insurer’s words, the victim didn’t suspect anything wrong.
Case 3
Months later, around May–June 2021, the victim once again contacted the insurer and arranged another meeting. By this time, their condition had slightly improved; they could now sit for about 10–20 minutes, although still not fully recovered. Upon hearing this, the insurance company played another trick, pretending to care: “Your doctor is still monitoring your condition,” “If you claim now, you might face extra costs,” “It might not be worth it.” And once again, they ended the conversation with the classic line: “get well first.” That was the third time.
The Victim Realizes the Trick Behind “Get Well First”
After being told “get well first” three times over a six-month period, with no follow-up or compensation, the victim finally realized the insurer’s strategy was to delay until rights expired. They turned to Wongsakorn Law Office after finding our Facebook page and YouTube channel, where similar cases had been explained. Upon learning that others had also been deceived with the same tactic, the victim immediately sought legal assistance instead of waiting for the insurer.
3 Major Risks When an Insurance Company Tells You to “Get Well First”
1. Your case may expire due to statute of limitations
Delays can cause your claim or lawsuit rights to lapse. While you spend months or years recovering, the insurer’s tactic may result in your case expiring, leaving you unable to claim or sue at all.
2. You may lose the right to future medical expenses
Many do not realize that you are entitled to claim not only current but also future medical costs. For example, if you suffer a broken leg and require metal implants, the insurer may treat your case as “completed” once initial treatment ends and push you to sign a settlement. Later, when surgery is needed to remove the implants, you will no longer be able to claim further costs.
3. Insurers may underpay compensation
Once you appear “fully recovered,” insurers can argue that no further suffering or damage exists and will only pay based on your visible condition at that time, often far less than you deserve.
These are just the initial drawbacks. Insurance companies often use many more tricks to avoid paying fair compensation.
Don’t Be Fooled by “Get Well First” Consult a Lawyer Immediately
When you hear the phrase “get well first” from an insurance company, don’t assume it is genuine concern. In truth, it is often a strategy to delay, minimize, or avoid their payout obligations. Believing it blindly may cost you your rights, your time, and even your chance to claim fair compensation.
To protect yourself from these unfair tactics, consult an experienced lawyer immediately. With proper legal guidance, you can safeguard your rights and ensure justice.
👉 Contact Wongsakorn Law Office today — don’t wait until it’s too late.