Lawyer Arm Shares a Real Case: “Got Hit by a Car and Broke Your Arm How Much Compensation Should You Claim?”
One of the most frequently asked questions Lawyer Arm receives is:
“I got hit by a car and broke my arm. How much compensation can I claim for my injuries?”
While the question sounds simple, the answer isn’t fixed. The amount of compensation depends on many factors such as age, gender, occupation, income, and the long-term impact on daily life. Here’s a real case the Lawyer Arm handled.
Real Case Example: 37-Year-Old Woman With a Fractured Arm After a Car Accident
A relative of the injured woman contacted Lawyer Arm through an inbox message.
The injured person was a 37-year-old accounting officer earning 28,000 THB per month. She was hit by a car, suffered a fractured arm, and required metal plates to stabilize the bone. Her family wanted to know:
“How much compensation should she claim?”
Lawyer Arm began by asking basic information such as:
“What’s the total medical cost?”
The relative replied 340,000 THB, which was quite high.
Further inquiry revealed that the other driver’s insurance policy covered up to 500,000 THB for third-party bodily injury. The insurance company had already paid for the medical expenses (340,000 THB), leaving 160,000 THB plus 80,000 THB from the mandatory motor insurance (total 240,000 THB) available for other types of compensation.
However, if the total damages exceed the policy limit (e.g., over 500,000 THB), the excess amount must be claimed directly from the at-fault driver, as it falls under tort liability.
What Types of Compensation Can Be Claimed for Bodily Injury?
Victims of traffic accidents can claim compensation for various categories, such as:
- Medical expenses – including doctor’s fees, medication, surgery, and physical therapy.
- Lost income – if you must stop working during recovery.
- Pain and suffering – for both physical and emotional distress.
- Caregiver expenses – costs for someone who looks after you during recovery.
- Long-term disability – if the injury causes permanent impairment or loss of earning capacity.
- Aesthetic damage – compensation for permanent scars or disfigurement.
As you can see, compensation isn’t limited to hospital bills but also covers the overall impact on your quality of life after the accident.
Why Do Manual Laborers Sometimes Receive More Compensation Than Office Workers?
According to Lawyer Arm, compensation isn’t based solely on salary; it’s also about how the injury affects the victim’s job.
For instance, if a construction worker breaks an arm, they might be unable to work entirely during recovery. Meanwhile, an office employee could still handle paperwork or work from home.
Hence, manual laborers may sometimes be entitled to higher compensation, since their livelihood depends directly on their physical condition.
Don’t Wait Until You’re Fully Recovered You’re Losing Time and Advantage!
In this case, the injured woman waited nine months before contacting Lawyer Arm. The insurance company told her,
“You must wait until you’re fully recovered before filing for compensation.”
That’s a misconception that puts victims at a disadvantage. The claims process itself can take several months, meaning victims may wait over a year and a half before receiving payment.
Lawyer Arm advises:
“Don’t wait until you’re healed to consult a lawyer early.”
This allows proper evidence collection medical certificates, treatment records, and receipts from the beginning.
Can You Use Social Security Benefits After a Car Accident?
Another common question is:
“Can I use my Social Security rights if I get into a car accident?”
The answer is yes. There’s no clause in the Social Security Act that prohibits it.
Some private hospitals may refuse to process Social Security claims because they receive lower reimbursement rates. However, you are legally entitled to use your Social Security benefits to reduce medical expenses while still pursuing other compensation claims against the at-fault driver.
Why Should You Consult a Lawyer Immediately After an Accident?
Many people think, “I’ll try claiming it myself first. If it doesn’t work, I’ll hire a lawyer.”
That’s often the reason they lose their rights without realizing it. Insurance companies have legal teams and professionals trained to minimize payouts. Without legal guidance from the start, victims are at a serious disadvantage.
How to Claim Injury Compensation Fairly?
- Notify and contact the insurance company immediately.
- Request a copy of the at-fault driver’s insurance policy.
- Keep all evidence medical certificates, receipts, and injury photos.
- Don’t wait to recover before claiming; start during treatment.
- Use Social Security benefits to help reduce costs.
- Consult a lawyer to ensure a proper and fair compensation strategy.
Accidents can happen to anyone. The key is not to let ignorance make you lose your rights.
Claiming injury compensation isn’t just about money, it’s about protecting your legal rights as a victim.
And always remember:“Insurance companies have their lawyers. Do you have yours?”
👉 Consult a lawyer today. Contact us