Road accidents can happen anytime and anywhere. Even if we are careful, we can still be injured due to the negligence of others. When a person drives without responsibility or caution, they inevitably cause trouble and suffering for others. The responsible party should take full responsibility for the injuries and damages caused.
This is the story of a victim who became permanently disabled due to another person’s negligence, resulting in the loss of a finger. Let’s follow the case.
Becoming Disabled from an Accident You Didn’t Cause!
In this unfortunate incident, the victim was riding a motorcycle cautiously and following traffic laws when a car, driven recklessly and without due care, collided with the victim’s motorcycle. The impact caused the victim to lose control and fall, with their body thrown under the other vehicle. The victim sustained multiple serious injuries, the worst of which required a finger amputation, leaving them permanently disabled.
After the investigation, the police concluded that the car driver was at fault. The driver admitted responsibility at the scene.
Severe Injuries Leading to Finger Amputation
The accident caused the victim severe lacerations on the left little finger, with bone loss extending deep into two finger joints. Doctors determined that the little finger had to be amputated, resulting in permanent disability. Additional injuries included deep lacerations on the left wrist, loose lower teeth, and large, deep abrasions in multiple areas.
The victim had to travel to the hospital every day for wound cleaning and follow-ups, which was extremely inconvenient and distressing.
From a Healthy Individual to a Disabled Person Missing a Limb
Aside from the emotional trauma of losing a limb, the victim also suffered a major loss of income. Before the accident, the victim earned around 120,000 Baht per month through a full-time sandwich-selling business and an additional 50,000 Baht from side jobs.
After the accident, the victim lost the ability to work and the income that supported their livelihood. It remains uncertain whether they will ever be able to work as before, as the disability significantly impacts daily life.
Compensation of 100,000 Baht Cannot Replace a Lost Finger
Adding insult to injury, the liable party’s insurance company grossly undervalued the victim’s damages. They offered only 20,000 Baht for future medical expenses, lost income, hygiene, and suffering combined, plus a lump sum of 100,000 Baht for disability, far less than the actual damages.
In fact, under the compulsory motor insurance policy, the insurance company was required to pay up to 600,000 Baht. Yet, they delayed the process and refused to provide a written decision, leaving the victim uncompensated to this day.
Why Should You Have a Lawyer to Protect Your Rights?
The victim felt they were being treated unfairly by the insurance company and sought help from Wongsakorn Law Office, renowned for handling serious injury cases.
Upon reviewing the case, the legal team found the offered compensation grossly inadequate compared to the actual loss. They proceeded to file a lawsuit demanding full and fair damages, ensuring that the victim receives the compensation they rightfully deserve for a loss that is both severe and permanent.
Today, many insurance companies attempt to minimize payouts to protect their profits, often neglecting fairness and compassion. Wongsakorn Law Office specializes in insurance litigation, with a strong legal team ready to handle every step until justice is achieved.
If you are being taken advantage of by an insurance company, click >> Contact Us <<.