Claiming Compensation After a Car Accident from an insurance company after an accident is an important question that many injured parties or consumers face. This is especially the case when an injured party is injured to the extent that they are unable to work normally. Damages resulting from an accident are not limited to vehicle repair costs or medical expenses. They may also include lost income, ongoing medical expenses, and other damages depending on the facts and evidence of each case.
From an Offer of 60,000 Baht to Compensation of More Than 635,705 Baht
Lawyer Arm Supasit Siri would like to share an example involving an injured party who was involved in an accident while working as a motorcycle food delivery rider. The injured party was hit by the other party’s car and suffered multiple injuries, which prevented them from working normally and required several months of rest and medical treatment.
The injured party suffered injuries to the collarbone, a torn ankle ligament, abnormal movement of the right leg, and bone fragments from a fracture around the ankle. These injuries directly affected their ability to work. The injured party had previously earned approximately 30,000 to 40,000 baht per month. When they were unable to work, their income stopped as well.
During the inquiry stage, the injured party claimed 170,000 baht in damages from the other party’s insurance company. However, the insurance company offered only 60,000 baht in compensation, causing the injured party to question whether the amount was appropriate in relation to the actual damages suffered.
Claiming Compensation After a Car Accident Requires Looking Beyond Medical Expenses
This case is an example showing that when an accident occurs, the assessment of damages should not focus only on expenses incurred immediately after the accident. An injured person may also suffer ongoing losses from being unable to work, as well as future medical expenses and other damages that must be considered based on the facts of the case.
Therefore, injured parties should collect medical records, medical receipts, proof of income, documents relating to their employment, as well as evidence of property damage and other relevant documents. These pieces of evidence can play an important role in assessing and proving the damages suffered.
In this case, the injured party studied information from the Wongsakorn Law Firm YouTube channel before deciding to consult Lawyer Arm. The relevant documents and evidence were then collected to determine the appropriate course of legal action, after which the dispute was brought into arbitration proceedings.
Outcome: The Injured Party Received Compensation for Multiple Types of Damages
According to the information from the case example, the arbitrator issued an award ordering the insurance company to pay compensation for multiple types of damages, including:
- Medical expenses and travel expenses: 138,272 baht
- Future medical expenses: 100,000 baht
- Laser treatment for scars: 45,000 baht
- Compensation for loss of income during the period of illness: 96,000 baht
- Compensation for non monetary damages: 250,000 baht
- Damaged property, such as work clothes, trousers, shoes, and eyeglasses: 6,433 baht
The total amount was 635,705 baht, which was significantly different from the original offer of 60,000 baht.
However, these figures are from a specific case and do not mean that every person injured in an accident will receive the same amount. The amount of compensation depends on the facts, damages, evidence, and proceedings involved in each individual case.
Why Is Having a Lawyer Important When Claiming Compensation After a Car Accident?
The key point is not simply that having a lawyer will always result in receiving more money. Rather, a lawyer plays a role in analyzing the facts, assessing legal issues, gathering evidence, and presenting the claim in a systematic manner, which is different from discussing or negotiating without having a structured legal case.
For injured parties who are unfamiliar with legal procedures, assessing what damages they have suffered can be difficult, especially when they are injured to the extent that they are unable to work. This is because the damages may not occur only once but may continue to affect their income and future expenses.
The Office of the Insurance Commission also provides channels for filing complaints, mediation, and dispute resolution through arbitration, including an online arbitration system that allows members of the public to submit disputes and track their case status. Therefore, injured parties should study the options that are appropriate for the facts of their case and may seek legal advice to gain a clear understanding before choosing how to proceed.
If You Are Involved in a Car Accident, Do Not Rush to Make a Decision Based on the Amount Offered by the Insurance Company
In cases involving claims for damages after a car accident, it is important for the injured party to check their own rights before accepting an offer or signing any documents, especially documents that may relate to the settlement of a claim. Once an agreement has been reached and signed, the legal effect may vary depending on the wording and conditions of the document.
A single accident can have a chain of consequences, including medical expenses, lost income, travel expenses, future medical treatment, and other damages. Therefore, if an offer has been received from an insurance company and there is uncertainty as to whether it covers all of the damages, seeking legal advice at an early stage may help the injured party gain a clearer understanding of their rights and the appropriate course of action.
The example of the amount increasing from 60,000 baht to 635,705 baht is therefore an important reminder that
“Not Knowing the Law Is Not Wrong, But When Damages Occur, You Should Know What Rights You Have.”
If you or a family member is involved in a car accident and suffers injuries that affect your ability to work or your income, do not make a decision based solely on the offer you receive. You should gather the relevant documents and evidence and consult a lawyer to assess your rights and determine the appropriate legal course of action.
Consult Lawyer Arm Supasit Siri of Wongsakorn Law Firm to understand your rights and determine a systematic approach to claiming compensation. Click >> Contact Us <<