Lawyer Arm Confirms! Compensation for Loss of Use and Vehicle Depreciation Can Be Claimed, but Warns That the OIC May Not Actually Be Able to Help

Lawyer Arm confirms that when a motor vehicle accident occurs, many people may understand that once the insurance company has taken responsibility for the vehicle repair costs, everything should be settled. In reality, however, the injured party may have the right to claim other damages resulting from the accident as well, particularly compensation for loss of use of the vehicle and vehicle depreciation, which are issues that many vehicle users still do not know how to claim. Lawyer Arm Supasit Supasit Siri of Wongsakorn Law Firm therefore wishes to offer some advice to the public that claiming compensation is not simply a matter of walking into an insurance company and asking for money. It is necessary to have appropriate information, facts, and evidence to support the amount of compensation being claimed in a reasonable manner.

Compensation for Loss of Use and Vehicle Depreciation Can Be Claimed, but It Must Be Claimed Strategically

Compensation for loss of use of a vehicle and vehicle depreciation are other issues that injured parties should pay attention to. When a vehicle is damaged in an accident and needs to be taken to a repair shop, this means that the vehicle owner cannot use the vehicle normally during that period. Therefore, the damage is not limited to the vehicle repair costs, but may also include losses resulting from the inability to use the vehicle.

However, making a claim does not mean that the injured party can simply determine any amount they wish. The injured party should gather evidence regarding the repair period, the use of the vehicle, and relevant facts in order to make the claim more substantiated. Therefore, if an injured party wishes to claim compensation for loss of use of the vehicle, they should prepare the necessary information from the outset and should not allow time to pass without taking action.

Another issue that Lawyer Arm considers important is vehicle depreciation. In reality, a vehicle that has been involved in an accident and subsequently repaired may have a different market value from a vehicle that has never been involved in an accident, even if it has been fully repaired and restored to normal working condition.

Lawyer Arm invites you to consider a simple example. If two vehicles are the same model, have a similar period of use, and are in similar overall condition, but one has a history of a collision and major repairs while the other has no accident history, many buyers will naturally take the vehicle’s history into consideration when making their decision, which may affect its sale price.

Therefore, injured parties should study their rights and properly prepare supporting information for their claims. The amount of damages that can be claimed must be determined based on the facts and evidence of each individual case. It is not the case that every vehicle will receive the same amount of compensation.

Misunderstanding Corrected: The OIC Does Not Provide Compensation. Its Actual Role Is to Act as a Mediator in Negotiations

Regarding the OIC, or the Office of Insurance Commission, Lawyer Arm believes that the public should first clearly understand the role of the agency before taking any action. The insurance complaint process involves details and facts that must be considered on a case by case basis. Discussions or mediation between the injured party and the insurance company therefore require clear information.

If the injured party does not yet understand what rights they have, how they should make a claim, or what documents they should prepare, consulting a legal expert before taking action may help them establish a more careful course of action. This is particularly important in cases involving disputes over the amount of compensation or when the insurance company refuses to accept the injured party’s claim.

“You Don’t Need a Lawyer” Is That Really True?

Lawyer Arm Supasit Siri of Wongsakorn Law Firm also reminds the public not to make a decision based simply on the statement, “You don’t need a lawyer.” Having a lawyer does not mean waiting until a case reaches court before seeking legal assistance. A lawyer can help from the stage of gathering facts, analyzing legal rights, determining an appropriate approach to making a claim, and preparing evidence for use in negotiations.

Since insurance companies already have personnel and legal experts looking after the company’s interests, injured parties should also take the time to understand their own rights. Successfully claiming compensation for loss of use of a vehicle or vehicle depreciation does not depend simply on saying, “I want this amount.” The claim must be supported by reasonable grounds and evidence.

For Compensation for Loss of Use and Vehicle Depreciation, It Is Best to Consult a Lawyer Before Filing a Complaint with the OIC

Finally, Lawyer Arm would like to remind everyone that when an accident occurs, do not assume that everything is settled simply because the insurance company has paid for the vehicle repairs. The damages suffered by the injured party may go beyond the vehicle repair costs. The loss of the opportunity to use the vehicle, as well as the potential impact on the vehicle’s value after an accident, are all matters that should be carefully considered.

If anyone is experiencing problems claiming compensation for loss of use of a vehicle or vehicle depreciation and is unsure of what steps to take, consulting a lawyer to assess the facts and determine an appropriate course of action before negotiating with the insurance company can help the injured party better understand and protect their rights.

If you would like to consult Lawyer Arm Supasit, you can contact Wongsakorn Law Firm to inquire about the appropriate course of action immediately. Click >> Contact Us <<

Pol. Lt. Gen. Dr. Thaweesilp Wechvitarn, former Physician-in-Chief of the Police General Hospital, has trusted and appointed Lawyer Arm Supasit Siri as his legal advisor and attorney. 

On August 17, 2026, Pol. Lt. Gen. Dr. Thaweesilp Wechvitarn, former Physician-in-Chief of Police General Hospital, visited Wongsakorn Law Office to discuss and consult on related legal issues and litigation matters. On this occasion, he officially appointed Lawyer Arm (Supasit Siri) as his legal advisor and attorney to provide counsel and handle all legal proceedings related to his cases.

Wongsakorn Law Firm, represented by Lawyer Arm (Supasit Siri), is deeply honored and grateful for the trust placed in us by Pol. Lt. Gen. Dr. Thaweesilp  to serve as his legal advisor and attorney. Earning the trust of a distinguished professional with extensive experience and expertise is a source of immense pride for our firm and serves as a vital driving force for our team to consistently maintain the highest standards of legal services.
On this occasion, Lawyer Arm (Supasit Siri) expresses his heartfelt gratitude for the trust placed in Wongsakorn Law Firm and stands fully committed to executing his duties as legal advisor and attorney to the absolute best of his ability. He will proceed with utmost prudence, accountability, and professional integrity to ensure that all legal actions are carried out appropriately and yield the maximum benefit for the client. 

Attorney Arm Supasit (Lawyer Arm ), Together with Cyber Police Commander Jae, Presents Buddhist Lent Candles for Vassa 2026 to Invite Blessings and Auspiciousness for the Second Half of the Year.

On July 30, 2026, marking the occasion of Buddhist Lent (Vassa 2026), Attorney Arm Supasit Siri, together with Police Major General chatpunthakarn_klaiklueng (Commander Jae of the Cyber Crime Investigation Bureau), performed religious merits by presenting Buddhist Lent candles and lotus flower trays to uphold Buddhist traditions and invoke good fortune at Wat Bang Phli Yai Nai Royal Temple, Samut Prakan Province.

During the visit, they paid homage to Most Venerable Phra Thep Samut Wacharachan, Abbot of Wat Bang Phli Yai Nai and Ecclesiastical Provincial Governor of Samut Prakan, receiving holy blessings and holy water sprinkling for divine auspiciousness.

Following the ceremony at Wat Bang Phli Yai Nai Royal Temple, Attorney Arm and his delegation proceeded to Wat Hong Rattanaram Ratchaworawihan to present Buddhist Lent candles and lotus flower trays to Venerable Phra Thamma Wachiramethi (Chao Khun Meechai), Abbot of Wat Hong Rattanaram Ratchaworawihan.

As the day also coincided with Venerable Chao Khun Meechai’s birthday, it presented an exceptionally auspicious opportunity to pay homage to and receive blessings from the revered senior monk, who is widely held in high esteem by devout Buddhists.

The presentation of Lent candles during Vassa (Buddhist Lent) is a long-standing and significant tradition among Buddhists, symbolizing the light of wisdom and offering support to monks residing at temples throughout the three-month rain retreat. Furthermore, the offering of lotus flower trays serves as an emblem of purity, prosperity, and auspiciousness. Devotees thus make these pious offerings to bring merit, blessing, and good fortune to themselves, their families, and their journeys through life.

Participation in these activities underscores a strong commitment to supporting Buddhism and preserving Thailand’s cherished cultural traditions. Furthermore, it marks a highly auspicious start to the second half of the year—bringing spiritual encouragement, divine blessings, and renewed purpose to personal and professional endeavors, while reaffirming a dedication to righteousness and social contribution.

Lawyer Arm Supasit Joins the 2026 Annual Wai Khru Ceremony of Phra Ajarn Kwan at Wat Thap Yai Chiang, Amidst Thousands of Devotees

On May 2, 2026, an aura of profound faith enveloped Wat Thap Yai Chiang in Phitsanulok Province during the annual Wai Khru ceremony of Phra Ajarn Kwan. A highly revered master monk whose spiritual influence spans across the nation, Phra Ajarn Kwan’s ceremony this year drew a massive gathering of devotees from various provinces. With over 1,000 attendees filling the temple grounds, the event stood as a powerful testament to the unwavering faith and deep spiritual bond between the disciples and their Master.

On this auspicious occasion, Lawyer Arm Supasit Siri attended the annual Wai Khru ceremony as a devoted disciple who has long harbored deep faith in Phra Ajarn Kwan. Over the years, Lawyer Arm has remained steadfast in his reverence for the Master, consistently participating in the temple’s significant spiritual activities. This bond between disciple and Master within this lineage of faith transcends mere tradition; it reflects a profound spiritual connection and heart-to-heart devotion that has been passed down through generations.

A pivotal moment of the ceremony occurred when Lawyer Arm Suppasit was honored as one of the presiding guests to light the candles at the altar. This took place amidst a powerful, mystical atmosphere charged with the collective devotion of the disciples. Despite the immense crowd, the entire proceedings remained remarkably serene and orderly, marked by a shared sense of reverence from those who had traveled from all corners of the country. It was a truly profound and unforgettable sight, capturing the very essence of this year’s Wai Khru pilgrimage.

The annual Wai Khru ceremony of Phra Ajarn Kwan at Wat Thap Yai Chiang transcends a mere ritual of belief; it serves as a spiritual sanctuary where the faithful gather to bestow their profound gratitude upon their Master and uphold the exquisite traditions of Thailand. Amidst a sea of faith, people from all walks of life are bound together in a warm embrace of unity and an empowering spiritual conviction that resonates through their very souls.

How to Claim Injury Compensation Without Being Taken Advantage Of?

Lawyer Arm Shares a Real Case: “Got Hit by a Car and Broke Your Arm How Much Compensation Should You Claim?”

One of the most frequently asked questions Lawyer Arm receives is:

“I got hit by a car and broke my arm. How much compensation can I claim for my injuries?”

While the question sounds simple, the answer isn’t fixed. The amount of compensation depends on many factors such as age, gender, occupation, income, and the long-term impact on daily life. Here’s a real case the Lawyer Arm handled.

Real Case Example: 37-Year-Old Woman With a Fractured Arm After a Car Accident

A relative of the injured woman contacted Lawyer Arm through an inbox message.
The injured person was a 37-year-old accounting officer earning 28,000 THB per month. She was hit by a car, suffered a fractured arm, and required metal plates to stabilize the bone. Her family wanted to know:

“How much compensation should she claim?”

Lawyer Arm began by asking basic information such as:

“What’s the total medical cost?”

The relative replied 340,000 THB, which was quite high.

Further inquiry revealed that the other driver’s insurance policy covered up to 500,000 THB for third-party bodily injury. The insurance company had already paid for the medical expenses (340,000 THB), leaving 160,000 THB plus 80,000 THB from the mandatory motor insurance (total 240,000 THB) available for other types of compensation.

However, if the total damages exceed the policy limit (e.g., over 500,000 THB), the excess amount must be claimed directly from the at-fault driver, as it falls under tort liability.

What Types of Compensation Can Be Claimed for Bodily Injury?

Victims of traffic accidents can claim compensation for various categories, such as:

  • Medical expenses – including doctor’s fees, medication, surgery, and physical therapy.
  • Lost income – if you must stop working during recovery.
  • Pain and suffering – for both physical and emotional distress.
  • Caregiver expenses – costs for someone who looks after you during recovery.
  • Long-term disability – if the injury causes permanent impairment or loss of earning capacity.
  • Aesthetic damage – compensation for permanent scars or disfigurement.

As you can see, compensation isn’t limited to hospital bills but also covers the overall impact on your quality of life after the accident.

Why Do Manual Laborers Sometimes Receive More Compensation Than Office Workers?

According to Lawyer Arm, compensation isn’t based solely on salary; it’s also about how the injury affects the victim’s job.
For instance, if a construction worker breaks an arm, they might be unable to work entirely during recovery. Meanwhile, an office employee could still handle paperwork or work from home.
Hence, manual laborers may sometimes be entitled to higher compensation, since their livelihood depends directly on their physical condition.

Don’t Wait Until You’re Fully Recovered You’re Losing Time and Advantage!

In this case, the injured woman waited nine months before contacting Lawyer Arm. The insurance company told her,

“You must wait until you’re fully recovered before filing for compensation.”

That’s a misconception that puts victims at a disadvantage. The claims process itself can take several months, meaning victims may wait over a year and a half before receiving payment.

Lawyer Arm advises:

“Don’t wait until you’re healed to consult a lawyer early.”

This allows proper evidence collection medical certificates, treatment records, and receipts from the beginning.

Can You Use Social Security Benefits After a Car Accident?

Another common question is:

“Can I use my Social Security rights if I get into a car accident?”

The answer is yes. There’s no clause in the Social Security Act that prohibits it.
Some private hospitals may refuse to process Social Security claims because they receive lower reimbursement rates. However, you are legally entitled to use your Social Security benefits to reduce medical expenses while still pursuing other compensation claims against the at-fault driver.

Why Should You Consult a Lawyer Immediately After an Accident?

Many people think, “I’ll try claiming it myself first. If it doesn’t work, I’ll hire a lawyer.”
That’s often the reason they lose their rights without realizing it. Insurance companies have legal teams and professionals trained to minimize payouts. Without legal guidance from the start, victims are at a serious disadvantage.

How to Claim Injury Compensation Fairly?

  • Notify and contact the insurance company immediately.
  • Request a copy of the at-fault driver’s insurance policy.
  • Keep all evidence medical certificates, receipts, and injury photos.
  • Don’t wait to recover before claiming; start during treatment.
  • Use Social Security benefits to help reduce costs.
  • Consult a lawyer to ensure a proper and fair compensation strategy.

Accidents can happen to anyone. The key is not to let ignorance make you lose your rights.

 Claiming injury compensation isn’t just about money, it’s about protecting your legal rights as a victim.
And always remember:“Insurance companies have their lawyers. Do you have yours?”
👉 Consult a lawyer today. Contact us

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